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Homeownership rates for the under 40 crowd have dropped notably in the past few years. Leading finance experts consider this a result of higher college debt, higher credit card debt, increases in childcare costs, and a lower inventory of starter homes.
The good news is many new loan programs are designed specifically to provide first time home buyers a better opportunity to qualify for financing in spite of the challenges they face.
Here are tips that can help a First Time Home Buyer:
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There is overwhelming statistics proving that our nation is facing a housing shortage crisis. The shortage has caused substantial sales price increases, preventing many potential buyers from affording home ownership.
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We are all anxious to spend more time enjoying our outdoor living space, whether it is a backyard, front yard, or patio! However, our enthusiasm can quickly fade as we look around at our worn and weathered outdoor furniture and accents.
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Yes you read that correctly! Lenders are now allowed to Gift Money Back to you at time of loan closing.*
When you consider the loan programs that offer a low 3% down payment, combined with the money Mortgage Lenders can Gift you back toward closing costs, the decision to buy a new home now is very enticing!
Buying a new home is a time of joy and excitement. Deciding what features you want is often the starting point of the journey to find your perfect next home. Real Estate investors are impacting the market with the process of “flipping” homes; where they purchase, remodel, and then resell properties. This provides new homeowners with higher chances of finding a home that is move-in ready, absent of projects and to do items.
Spring-cleaning is a tradition for many homeowners, and you may already have a list of upgrades and repairs you want to complete this spring. Below is a list of what we suggest you inspect to identify needed repairs:
Most of the country is enjoying a beautiful start to spring with flowers beginning to bloom and summer just around the corner.
For many, the spring season is a time when they consider purchasing a home. The residential real estate market in spring of 2018 brings with it some challenges for homebuyers as the inventory is limited, prices are increasing, and mortgage rates are on the rise.
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Yelp is a highly used and valuable resource for finding information and reviews on just about every type of service from Restaurants to Campgrounds. Over the past few years Yelp has become a household name that continues to grow in popularity.
A recent article in the Los Angeles Times (LATimes.com) reported that California had 77 of the 100 priciest ZIP Codes in the United States for 2017, including 5 of the top 10. New York came in second with 19 Zip Codes. A very interesting point to note is that no other states had more than 2.